![]() The mobile app makes it easy to deposit a check in a few steps: You might not be able to deposit all types of checks this way, so check with your bank or credit union if you have any questions. Most banks and credit unions will allow you to deposit checks using your smartphone and a mobile app.These alerts can help ensure you stay informed without having to log in to your account several times a day. Often, bank and credit union online portals offer you the ability to sign up to get these alerts via text, email, or both. Most banks and credit unions allow you to set up automatic notifications to help you manage your account and alert you when any of the following happen: a direct deposit is received, a large payment is charged, your balance falls below a certain amount, your account is in overdraft, and more.Your bank or credit union may prompt you to go paperless while you set up online banking. Consider whether you would like to continue to receive paper versions of your periodic statements and other documents.Be sure to check your bank’s or credit union’s funds availability policy before assuming that pending deposits are available for making payments or withdrawals. Note that for pending debit card transactions, the amounts you see may not be the same as the final amount that posts to your account. ![]()
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